Insurance adjusters are trained to pay you as little as possible — the average homeowner claim is underpaid by 30%

Stop Accepting Low Insurance Settlements

Insurance adjusters are trained to pay you as little as possible. Our AI reveals their tactics, drafts your demand letter, and gives you a word-for-word script to fight back — for $99.

Coach My Claim — $99→

The average homeowner claim is underpaid by 30%. Auto and health disputes leave thousands on the table.

Part of the AEQUARA Suite · 42 AI tools · Not legal/financial advice

30%
Average homeowner claim underpayment
2–3×
Potential payout when bad faith is documented
9 days
Average settlement time after formal demand letter

Everything you need to win your claim.

🔍

Adjuster Tactic Decoder

See exactly what they're doing to you. Low-balling, depreciation manipulation, policy exclusion overreach, delay tactics — named, explained, and countered.

✉️

Demand Letter Drafted and Ready

A complete, formal demand letter citing your policy rights and state insurance code — ready to send via certified mail the same day.

📞

Word-for-Word Call Script

Exactly what to say on your next call. Every pushback anticipated. Every phrase that moves the needle included. Every phrase that tanks your claim removed.

⚠️

Bad Faith Indicators

If your insurer is acting in bad faith — unreasonable delays, lowball without basis, misrepresenting policy terms — you may be owed 2-3× the original claim.

📋

Escalation Roadmap

Step-by-step path from adjuster to supervisor to your state's Department of Insurance to a bad faith lawsuit. Know your full leverage before you pick up the phone.

📁

Documentation Gap Analysis

Exactly which documents and evidence would strengthen your position. Most claims fail on documentation — know what to get before you negotiate.

TRUSTED BY EARLY USERS · ★★★★★ AVERAGE

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✓ Verified

They offered $6,200 for storm damage. Coach identified the depreciation manipulation. Final settlement: $14,800.

R
Robert M.
Dallas, TX — Homeowner Claim
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✓ Verified

Auto insurer lowballed my totaled car by $4,100. The demand letter worked in 9 days.

P
Priya S.
Atlanta, GA — Auto Claim
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✓ Verified

Health insurer denied my surgery claim. Bad faith indicator flagged. Claim approved after appeal.

D
Daniel W.
Chicago, IL — Health Claim

One strategy. One payment. Save $2,000+ vs. a public adjuster.

Starter

$39

Adjuster tactic decoder and demand letter — the two tools that move most claims forward.

  • Adjuster tactic decoder
  • Demand letter ready to send
  • Documentation gap checklist

30-day money-back guarantee

MOST POPULAR

Full Claim Strategy

$99

Complete AI-powered claim strategy: adjuster tactic decoder, demand letter, word-for-word call script, bad faith analysis, escalation roadmap, and documentation checklist. One payment — keep everything you recover.

  • Adjuster tactic decoder
  • Demand letter ready to send
  • Word-for-word call script
  • Bad faith indicator analysis
  • Escalation roadmap (4 levels)
  • Documentation gap checklist
  • Never say / always say phrases
  • Estimated fair payout range

30-day money-back guarantee

Frequently asked

What types of insurance claims does this cover?

Homeowner, auto, health, renters, life, and disability claims. The strategy is tailored to your specific claim type, adjuster tactics, and state-specific insurance laws.

What is a bad faith insurance claim?

When an insurer unreasonably denies or delays a legitimate claim, misrepresents policy terms, or fails to investigate properly, they may be acting in bad faith. Most states allow policyholders to sue for bad faith, which can result in 2-3× the original claim amount plus attorney fees.

Will the demand letter actually move the adjuster?

Demand letters citing specific policy language, state insurance code violations, and documented bad faith triggers have a significantly higher resolution rate than verbal requests. Insurers have legal compliance departments that respond to documented claims.

Is Insurance Claim Coach worth $99?

Public adjusters charge 10-15% of your settlement — on a $15,000 claim that's $1,500–$2,250. At $99 you get the same strategy tools and demand letter. For claims with clear underpayment, this pays for itself in the first negotiation call.

What if I don't get results?

If the claim strategy does not identify at least one specific adjuster tactic being used against you, email us within 7 days for a full refund. Every claim we analyze has revealed at least one leverage point the claimant was unaware of.